High Yield Savings Rates

A High-Yield Savings Account through AAA is the perfect “nest egg” account. It earns a higher rate of return than our Personal Savings Account and grows steadily as long as you maintain a minimum daily balance of only $100.

Open your account with as little as $100.
No Monthly Service Fee if minimum daily balance is maintained.

Minimum Balancex	Rate	APY*
$0 - $1,499.99	2.71%	2.75%
$1,500 - $4,999.99	2.71%	2.75%
$5,000 - $14,999.99	2.71%	2.75%
$15,000 - $39,999.99	2.71%	2.75%
$40,000 and above	2.71%	2.75%

High Yield Savings Facts and Fees

Facts	Fee
Monthly Service Fee	$5.00
ATM Withdrawal Fee The fee charged when using a non-AAA ATM	$3.50

Overdraft Fees
Overdraft Item/Non-sufficient Funds Fee We’ll charge this to you if we pay for a transaction that you made but couldn’t pay for due to insufficient funds	$35.00
Return Item Fee A return item fee is charged when we must return a transaction you’ve made (i.e. a check you’ve written from an account with insufficient funds)	$35.00

Account Services
Cashier’s Check Fee (customers only) A check that’s guaranteed by our bank	$25.00
Rush Order for Debit or ATM Card If you need a new Debit or ATM Card rush ordered	$15.00
Non-AAA ATM Usage	$3.50 per transaction
Foreign Currency Conversion	2%*

Wire Transfers Another way to send money from one account to another
Wire Transfer Fee (incoming, domestic)	$0.00
Wire Transfer Fee (outgoing, domestic)	$25.00
Wire Transfer Fee (incoming, international)	$0.00
Wire Transfer Fee (outgoing, international)	$35.00

*Annual Percentage Yield (APY) is valid as of 9/11/2024. Personal accounts only. Interest rates may change at any time without prior notice. $100 minimum balance to open and avoid fees. Fees could reduce earnings on the account. $250,000 maximum opening deposit when account is opened online. After online opening deposit is verified, you may deposit additional funds to your account. $500,000 maximum balance. Products are offered by Auto Club Trust, FSB, Equal Credit Opportunity Lender.

**We may charge an international service fee equal to 2% of the amount of the transaction on any international transaction, such as a withdrawal from an ATM outside the United States, or an internet purchase from a foreign merchant. This fee applies regardless of whether the transaction occurs in U.S. Dollars.