Money Market Rates

A Money Market Account is an interest-bearing savings account with limited check-writing privileges. It’s a flexible, safe investment tool for individuals who maintain high account balances, and value the ability to access their funds quickly and easily.

Open your account with as little as $100.
Up to six withdrawals per statement cycle.

Tiers for Rate	Current Rate	APY*
$0 - $1,499.99	0.00%	0%
$1,500 - $99,999.99	2.71%	2.75%
$100,000 and above	2.71%	2.75%

Money Market Facts & Fees

Facts	Fee
Monthly service Fee If the minimum monthly balance of $1,500 is not maintained, you will be charged a service fee	$5.00
ATM Withdrawal Fee The fee charged when using a non-AAA ATM	$3.50

Account Services
Cashier’s Check Fee (customers only) A check that’s guaranteed by our bank	$25.00
Rush Order for Debit or ATM Card If you need a new Debit or ATM Card rush ordered	$15.00
Non-AAA ATM Usage	$3.50 per transaction
Foreign Currency Conversion	2%*

Wire Transfers Another way to send money from one account to another
Wire Transfer Fee (incoming, domestic)	$0.00
Wire Transfer Fee (outgoing, domestic)	$25.00
Wire Transfer Fee (incoming, international)	$0.00
Wire Transfer Fee (outgoing, international)	$35.00

*Annual Percentage Yield (APY) is valid as of 9/11/2024. Personal accounts only. Interest rates may change at any time without prior notice. APY represents highest tiered interest rate available for account. $100 minimum balance to open. Minimum daily balance to avoid fees on the account is $1,500. Fees could reduce earnings on the account. $10,000 maximum opening deposit when account is opened online. After online opening deposit is verified, you may deposit additional funds to your account. Products are offered by Auto Club Trust, FSB, Equal Credit Opportunity Lender.

**We may charge an international service fee equal to 2% of the amount of the transaction on any international transaction, such as a withdrawal from an ATM outside the United States, or an internet purchase from a foreign merchant. This fee applies regardless of whether the transaction occurs in U.S. Dollars.